Terms And Condition

1. Introduction

By accessing or using this website, you agree to be bound by these Terms & Conditions and all applicable laws and regulations. If you do not agree, do not use this site.

2. Nature of Services

This website is a lead generation and marketing platform. We do not directly provide insurance policies or guarantee coverage.

By submitting your information, you acknowledge that:

  • Your information may be shared with one or more licensed insurance agents, brokers, or insurance providers

  • We may be compensated for the transfer or sale of your information

  • Insurance products are offered by third parties, not by this website directly

3. Consent to Contact

By submitting your information on this website, you expressly consent to be contacted by:

  • Phone calls

  • Text messages (SMS)

  • Emails

  • Automated dialing systems

  • Pre-recorded or artificial voice messages

These communications may be made by:

  • Us

  • Our marketing partners

  • Licensed insurance agents or brokers

📌 Consent is not a condition of purchase.

You acknowledge that:

  • Message & data rates may apply

  • You may revoke consent at any time by replying STOP or contacting the sender directly

4. TCPA & Marketing Disclosure

You authorize contact under the Telephone Consumer Protection Act (TCPA) and similar state and federal regulations. You certify that the phone number provided is your own and that you are legally authorized to consent to being contacted at that number.

5. Accuracy of Information

You agree to provide accurate and truthful information. Providing false, misleading, or incomplete information may result in disqualification from services.

6. No Guarantee of Coverage or Pricing

We do not guarantee:

  • Insurance approval

  • Policy availability

  • Pricing

  • Coverage terms

All insurance decisions are made solely by third-party providers.

7. Third-Party Relationships

We are not responsible for:

  • Actions or omissions of third-party insurance providers

  • Products, services, or advice provided by third parties

  • Any disputes between you and an insurance provider

Any agreement entered into with a third party is strictly between you and that party.

8. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for:

  • Indirect or consequential damages

  • Loss of data

  • Loss of business or opportunity

  • Issues arising from third-party communications or insurance decisions

9. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how your data is collected, stored, shared, and sold.

10. Changes to Terms

We reserve the right to update or modify these Terms & Conditions at any time without prior notice. Continued use of the site constitutes acceptance of the updated terms.

11. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the applicable jurisdiction.